Things to consider when insuring one
Driver-assist sensors come standard
They can help avoid crashes, but a windshield or bumper repair often needs the cameras and radar recalibrated, which costs more. Check what your comprehensive and collision deductibles would mean for a glass claim.
Battery repairs and specialist shops
Damage near the battery pack can be expensive to repair and fewer shops are certified. Ask how a policy handles battery damage and whether it covers charging equipment at home.
Most owner complaints are about the electrical system
8 of 15 complaints to NHTSA mention it. Worth a look in a pre-purchase inspection.
3 recalls
- NHTSA 25V024000 · Jan 17, 2025
seats
Kia America, Inc. (Kia) is recalling certain 2023-2025 Niro EV, Plug-in Hybrid (PHEV), and Hybrid vehicles. The floor wiring assembly beneath the front passenger seat may become damaged, which can prevent the front air bags and seat belts from deploying properly or cause an unintended side curtain air bag deployment.
- The risk
- Air bags and seat belts that deploy improperly or an air bag deploying unintentionally can increase the risk of injury in a crash.
- The fix
- Dealers will inspect, replace and reroute the floor wiring assembly, as necessary, free of charge. In addition, dealers will install wiring covers. Owner notification letters were mailed February 27, 2025. Owners may contact Kia customer service at 1-800-333-4542. Kia's number for this recall is SC332.
- NHTSA 24V271000 · Apr 16, 2024
power train: driveline: differential unit
Kia America, Inc. (Kia) is recalling certain 2023 Niro EV and 2024 EV9 vehicles. The differential gear bolts in the gear drive unit may not be tightened properly, which can result in a loss of drive power or cause the differential to lock up.
- The risk
- A loss of drive power or differential lock up can increase the risk of a crash.
- The fix
- Dealers will replace the gear drive unit, free of charge. Owner notification letters were mailed May 17, 2024. Owners may contact Kia customer service at 1-800-333-4542. Kia's number for this recall is SC308.
- NHTSA 24V057000 · Jan 31, 2024
power train: driveline: driveshaft
Kia America, Inc. (Kia) is recalling certain 2023-2024 Niro EV and 2023 EV6 vehicles. One of the drive shafts may have been improperly heat-treated, allowing it to break under load and resulting in a loss of drive power.
- The risk
- A loss of drive power increases the risk of a crash.
- The fix
- Dealers will replace the drive shaft, free of charge. Owner notification letters were mailed March 28, 2024. Owners may contact Kia customer service at 1-800-333-4542. Kia's number for this recall is SC295.
Crash test ratings
2023 Kia Niro EV SUV FWD
- Overall
- Not rated
- Frontal
- Not rated
- Side
- Not rated
- Rollover
- Not rated
What owners report
15 complaints to NHTSA, 2 involving a crash, 3 injuries.
- Electrical system8
- Unknown or other4
- Fuel/propulsion system3
- Service brakes3
- Forward collision avoidance2
- Power train2
- Vehicle speed control2
- Air bags1
Insuring a 2023 Kia Niro EV?
An independent broker compares several insurers for you and can explain what matters for this car. Find one who writes auto where you live.
Other 2023 Kia models
Recalls, crash ratings and owner complaints are from the National Highway Traffic Safety Administration (NHTSA), last checked Oct 30, 2026. Complaints are owners’ reports and aren’t verified by NHTSA. This page is general information, not advice about a specific vehicle or policy.