About Underwrite
Helping homes in high-risk places stay insurable.
We bring together the property risk data, the local professionals and the plain-language answers that homeowners, brokers, agents and lenders need - in one place.
Why we exist
The property insurance market is changing fast.
The professionals on the front lines - brokers, agents and lenders - often lack the tools to navigate it. And homeowners are left trying to understand the true cost of insuring their home.
- Severe weather is changing riskHomes that were easy to insure a few years ago now face wildfire, flood and wind scrutiny.
- Carriers are pulling backSome are leaving entire states or non-renewing whole neighborhoods.
- Premiums are climbingIn some areas by double digits a year - often with little explanation.
What we believe
Better data, shared openly across everyone involved in a home, leads to better outcomes - including for the homeowner who deserves to understand what it really costs to insure.
What we do
A clearer risk read
We combine multiple hazard models, public records, permits and listing data into one view of a property - with sources shown, not hidden.
Local coverage
Reports on any US address, plus place pages for 205+ places in 29 states - from coastal California to Florida and Texas.
A professional network
Brokers, agents and lenders in one place, so referrals move with the property and its risk report attached.
Market insight
Carrier appetite, premium trends and regulatory changes by region, so professionals can advise with confidence.
Everyone around a home, on the same page
One shared view of a property's risk, so referrals happen naturally and nobody is surprised at closing.
How it works
- 1
Enter any address
Get an educational risk profile - wildfire, flood, wind, earthquake and more.
- 2
See the full picture
Risk ratings, rebuild cost, protection class, flood zone and carrier insight.
- 3
Connect with professionals
Verified brokers, agents and lenders who work in that market.
- 4
Decide with confidence
Weigh the total cost of a home, insurance included.
Who's behind Underwrite
Built by people who work in insurance every day
Underwrite is operated by Stand Protect Inc., doing business as Stand Insurance Solutions - a licensed insurance producer in California. We're not an insurance company, and using Underwrite never purchases, binds or changes your coverage.
- Operated by
- Stand Insurance Solutions
- CA license no.
- 6014213
- Places covered
- 205+ places in 29 states
- Questions?
- Contact us