For insurance brokers
Carriers are non-renewing whole neighborhoods. Underwrite gives you the risk picture, the submission, the client deck and local demand in one place - so you spend your time placing business, not assembling it.
Lead with the 2019 panel upgrade and PC 4 rating.
Every non-renewal is a family that needs someone who knows how to place a tough property. The hard part is finding them - and proving the risk is writable.
Often with only 60 days' notice - and they don't know who still writes in their area.
Records, permits, hazard data, quotes and decks - stitched together by hand for every account.
From the first email to the placed policy - and the clients find you, not the other way around.
Follow one deal - 1420 Ridgecrest Drive in Boulder - from first email to commission.
Send any lead to intake@underwrite.com - an agent referral, a homeowner asking for help, a note to yourself. It becomes a property in your book, a contact, and a reply with the insurability read.
Example screen from Underwrite. All figures below are illustrative sample data.
“Hi — my client is closing on 1420 Ridgecrest Dr in Boulder on the 14th and their carrier just non-renewed. Can you take a look?”
One search pulls public records, building permits and the live MLS listing into a single record - year built, construction, roof age, protection class, replacement cost - with every fact labelled by where it came from.
Example screen from Underwrite. All figures below are illustrative sample data.
An educational Insurability Score - 0 to 100 internally, four bands externally - sits next to the hazard profile that produced it. You get the narrative and the factor breakdown; clients only ever see the band.
Example screen from Underwrite. All figures below are illustrative sample data.
Most admitted carriers will decline. Surplus-lines markets should quote with a percentage wildfire deductible; lead with the 2019 panel upgrade and the PC 4 rating.
Example screen from Underwrite. All figures below are illustrative sample data.
Upload carrier quotes and the limits, deductibles, endorsements and premium are extracted and lined up side by side. Mark the one you recommend and the same set flows into the client deck.
Example screen from Underwrite. All figures below are illustrative sample data.
Cascade Mutual Admitted $4,180 per year | Recommended Ridgeline Specialty Surplus $6,940 per year | Harbor Point E&S Surplus $8,210 per year | |
|---|---|---|---|
| Dwelling (Cov A) | $1,240,000 | $1,240,000 | $1,100,000 |
| Deductible | $2,500 | $5,000 | $10,000 |
| Peril deductible | 1% wind/hail | 2% wind/hail | 5% wildfire |
| Water backup | Excluded | Included | Included |
| Carrier rating | A- (AM Best) | A (AM Best) | A- (AM Best) |
Build a client-facing presentation from the property, the risk read and the quotes you already have. Share it as a link - no login on their end - and see which slides they spent time on.
Example screen from Underwrite. All figures below are illustrative sample data.
Set your commission rate per carrier once. Every property with a known Coverage A shows what the placement is worth across your preferred carriers.
Example screen from Underwrite. All figures below are illustrative sample data.
Homeowners checking their address, agents with a buyer and forwarded emails all land in one pipeline.
Your licence, specialties and markets on a page indexed by search - where homeowners in a hard market and agents land.
Example screen from Underwrite. All figures below are illustrative sample data.
Take the featured spot on your region's public page. Every channel lands in one deals list, already researched.
Example screen from Underwrite. All figures below are illustrative sample data.
Sign up with your work email. Your account and public profile go live straight away.
Your licence, specialties and the markets you write in.
The full hazard, protection-class and rebuild picture - no five vendor portals.
Agents and homeowners in your region land in your inbox. You place the business.
Real estate agents and lenders
Claim regions and refer clients the same way. Send a buyer a risk report before the deal closes, and hand coverage off to a broker you trust.
See what agents getStraight away. Sign up with your work email and you're in as soon as you set your password - there's no application or review wait. Your public profile goes live at the same time.
Public records, building permits, the live MLS listing where there is one, FEMA flood zones and our hazard-data vendors. Every fact is labelled with its source, and when sources disagree we flag it rather than silently pick one.
Only the band. You see the internal 0-100 score, its confidence and the factor breakdown; client-facing surfaces such as decks and reports show one of four bands. The score is educational and does not predict whether a carrier will write the home.
No. You share a deck as a link and your client opens it without signing in. You can see which slides they spent time on, so you know when to follow up.
Create an account and claim your region. You're in as soon as you set your password.