Things to consider when insuring one
5-star overall crash rating
NHTSA’s top crash rating. Crash protection affects injury claims, which make up a large share of what auto insurance pays out.
Driver-assist sensors come standard
They can help avoid crashes, but a windshield or bumper repair often needs the cameras and radar recalibrated, which costs more. Check what your comprehensive and collision deductibles would mean for a glass claim.
Most owner complaints are about the fuel/propulsion system
41 of 111 complaints to NHTSA mention it. Worth a look in a pre-purchase inspection.
4 recalls
- NHTSA 25V794000 · Nov 18, 2025
fuel system, gasoline
Kia America, Inc. (Kia) is recalling certain 2021-2024 K5 vehicles. A damaged check valve can allow air to enter the fuel tank, causing it to expand and contact hot exhaust components, melting the tank.
- The risk
- A melted fuel tank can leak, increasing the risk of a fire.
- The fix
- Dealers will replace the check valve. The fuel tank will be inspected for damage and replaced as necessary. All repairs will be performed free of charge. Owner notification letters were mailed January 16, 2026. Owners may contact Kia customer service at 800-333-4542. Kia's number for this recall is SC356. Vehicle Identification Numbers (VINs) involved in this recall will be searchable on NHTSA.gov beginning December 1, 2025.
- NHTSA 25V493000 · Jul 29, 2025
structure: body: roof and pillars
Kia America, Inc. (Kia) is recalling certain 2023-2025 K5 vehicles. The left and right rear window trim pieces may loosen and detach.
- The risk
- Detached trim pieces can create a road hazard for other vehicles, increasing the risk of a crash.
- The fix
- Dealers will inspect and replace the C-pillar trim assemblies, as necessary, free of charge. Owner notification letters were mailed November 19, 2025. Owners may contact Kia customer service at 800-333-4542. Kia's number for this recall is SC346.
- NHTSA 23V149000 · Mar 7, 2023
air bags: side/window: curtain
Kia America, Inc. (Kia) is recalling certain 2021-2023 K5 vehicles. The side curtain air bags may have been installed incorrectly, causing them not to deploy properly in the event of a crash.
- The risk
- Air bags that do not deploy as intended can increase the risk of injury in a crash.
- The fix
- Dealers will inspect and reinstall the side curtain air bags, as necessary, free of charge. Owner notification letters were mailed April 7, 2023. Owners may contact Kia customer service at 1-800-333-4542. Kia's number for this recall is SC263.
- NHTSA 22V760000 · Oct 11, 2022
power train: automatic transmission
Kia Motors, Inc. (Kia) is recalling certain 2021-2022 Sorento and 2021-2023 K5 vehicles. The vehicle's "fail-safe" limited-mobility drive mode may be impaired, when prompted by a transmission oil pump malfunction, which can result in a complete loss of drive power.
- The risk
- Loss of drive power increases the risk of a crash.
- The fix
- Dealers will inspect and replace the transmission, as necessary. Dealers will also update the transmission control unit software. All repairs will be performed free of charge. Owner notification letters were mailed December 9, 2022. Owners may contact Kia customer service at 1-800-333-4542. Kia's number for this recall is SC250.
Crash test ratings
2023 Kia K5 4 DR AWD
- Overall
- Frontal
- Side
- Rollover
Rollover risk in a single-vehicle crash: 11%
2023 Kia K5 4 DR FWD
- Overall
- Frontal
- Side
- Rollover
Rollover risk in a single-vehicle crash: 11%
What owners report
111 complaints to NHTSA, 6 involving a crash, 17 injuries.
- Fuel/propulsion system41
- Unknown or other23
- Fuel system15
- Gasoline15
- Structure14
- Engine13
- Power train11
- Electrical system6
Insuring a 2023 Kia K5?
An independent broker compares several insurers for you and can explain what matters for this car. Find one who writes auto where you live.
Other 2023 Kia models
Recalls, crash ratings and owner complaints are from the National Highway Traffic Safety Administration (NHTSA), last checked Oct 30, 2026. Complaints are owners’ reports and aren’t verified by NHTSA. This page is general information, not advice about a specific vehicle or policy.