Things to consider when insuring one
Fire-risk recall: park it outside until it’s fixed
NHTSA advises parking affected cars outside and away from buildings. A fire in an attached garage can become a home insurance claim as well as an auto one, so get the repair done first.
Driver-assist sensors come standard
They can help avoid crashes, but a windshield or bumper repair often needs the cameras and radar recalibrated, which costs more. Check what your comprehensive and collision deductibles would mean for a glass claim.
Most owner complaints are about the engine
18 of 47 complaints to NHTSA mention it. Worth a look in a pre-purchase inspection.
2 recalls
- Park outsideNHTSA 23V531000 · Jul 31, 2023
power train: automatic transmission: fluid/lubricant: pump
Kia America, Inc. (Kia) is recalling certain 2023 Soul, Sportage, and 2023-2024 Seltos vehicles. The electronic controller for the Idle Stop & Go oil pump assembly may contain damaged electrical components that can cause the pump to overheat.
- The risk
- An electric oil pump assembly that overheats increases the risk of a vehicle fire.
- The fix
- Owners are advised to park outside and away from structures until the recall repair is complete. Dealers will inspect and replace the electric oil pump controller, as necessary, free of charge. Owner notification letters are expected to be mailed September 28, 2023. Owners may contact Kia customer service at 1-800-333-4542. Kia's number for this recall is SC275.
- NHTSA 25V099000 · Feb 18, 2025
engine and engine cooling: engine: hard parts internal/mechanical
Kia America, Inc. (Kia) is recalling certain 2021-2023 Seltos and Soul vehicles. The piston oil rings may have been manufactured incorrectly, which can result in engine damage.
- The risk
- Engine damage can cause a vehicle stall or fire, increasing the risk of a crash or injury.
- The fix
- Dealers will inspect and replace the engine as necessary, free of charge. Dealers will also install piston-ring noise sensing system (PNSS) software, free of charge. Owner notification letters were mailed April 4, 2025. Owners may contact Kia customer service at 800-333-4542. Kia's number for this recall is SC336.
Crash test ratings
2023 Kia Seltos SUV AWD
- Overall
- Frontal
- Side
- Rollover
Rollover risk in a single-vehicle crash: 15%
2023 Kia Seltos SUV FWD
- Overall
- Frontal
- Side
- Rollover
Rollover risk in a single-vehicle crash: 17%
What owners report
47 complaints to NHTSA, 4 involving a crash, 3 injuries.
- Engine18
- Unknown or other17
- Electrical system16
- Forward collision avoidance4
- Power train4
- Service brakes4
- Visibility4
- Structure3
Insuring a 2023 Kia Seltos?
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Other 2023 Kia models
Recalls, crash ratings and owner complaints are from the National Highway Traffic Safety Administration (NHTSA), last checked Oct 30, 2026. Complaints are owners’ reports and aren’t verified by NHTSA. This page is general information, not advice about a specific vehicle or policy.