Things to consider when insuring one
5-star overall crash rating
NHTSA’s top crash rating. Crash protection affects injury claims, which make up a large share of what auto insurance pays out.
Driver-assist sensors come standard
They can help avoid crashes, but a windshield or bumper repair often needs the cameras and radar recalibrated, which costs more. Check what your comprehensive and collision deductibles would mean for a glass claim.
Most owner complaints are about the tires
15 of 54 complaints to NHTSA mention it. Worth a look in a pre-purchase inspection.
2 recalls
- NHTSA 25V493000 · Jul 29, 2025
structure: body: roof and pillars
Kia America, Inc. (Kia) is recalling certain 2023-2025 K5 vehicles. The left and right rear window trim pieces may loosen and detach.
- The risk
- Detached trim pieces can create a road hazard for other vehicles, increasing the risk of a crash.
- The fix
- Dealers will inspect and replace the C-pillar trim assemblies, as necessary, free of charge. Owner notification letters were mailed November 19, 2025. Owners may contact Kia customer service at 800-333-4542. Kia's number for this recall is SC346.
- NHTSA 25V351000 · May 28, 2025
exterior lighting: lighting control module: software
Kia America, Inc. (Kia) is recalling certain 2025 K5 vehicles. A software error in the Power-net Domain Controller (PDC) may cause the parking lights to flicker. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard (FMVSS) 108, "Lamps, Reflective Devices, and Associated Equipment."
- The risk
- Parking lights that fail to illuminate properly can reduce visibility, increasing the risk of a crash.
- The fix
- The PDC software will be updated by a dealer or through an over-the-air (OTA) update, free of charge. Owner notification letters were mailed June 24, 2025. Owners may contact Kia customer service at 1-800-333-4542. Kia's number for this recall is SC341.
Crash test ratings
2025 Kia K5 4 DR AWD
- Overall
- Frontal
- Side
- Rollover
Rollover risk in a single-vehicle crash: 11%
2025 Kia K5 4 DR FWD
- Overall
- Frontal
- Side
- Rollover
Rollover risk in a single-vehicle crash: 11%
What owners report
54 complaints to NHTSA, 4 involving a crash, 6 injuries.
- Tires15
- Electrical system12
- Exterior lighting6
- Power train6
- Unknown or other6
- Structure5
- Wheels5
- Visibility/wiper4
Insuring a 2025 Kia K5?
An independent broker compares several insurers for you and can explain what matters for this car. Find one who writes auto where you live.
Other 2025 Kia models
Recalls, crash ratings and owner complaints are from the National Highway Traffic Safety Administration (NHTSA), last checked Oct 30, 2026. Complaints are owners’ reports and aren’t verified by NHTSA. This page is general information, not advice about a specific vehicle or policy.