Things to consider when insuring one
Driver-assist sensors come standard
They can help avoid crashes, but a windshield or bumper repair often needs the cameras and radar recalibrated, which costs more. Check what your comprehensive and collision deductibles would mean for a glass claim.
Battery repairs and specialist shops
Damage near the battery pack can be expensive to repair and fewer shops are certified. Ask how a policy handles battery damage and whether it covers charging equipment at home.
5 recalls for this model year
More than most. When you buy one, make sure every campaign has been completed.
Most owner complaints are about the unknown or other
72 of 222 complaints to NHTSA mention it. Worth a look in a pre-purchase inspection.
5 recalls
- NHTSA 26V445000 · Jul 7, 2026
structure: body: bumpers
Tesla, Inc. (Tesla) is recalling certain 2026 Model Y and 2024 Model 3 vehicles. The vehicles were originally built for a foreign market and do not have knee air bags, may not be equipped with certain interior safety countermeasures, and may not have been tested for bumper impact resistance procedures. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard numbers, 208, "Occupant Crash Protection," 201, "Occupant Protection in Interior Impact," and Part 581, "Bumper Standards."
- The risk
- A noncompliant vehicle may have reduced occupant protections, increasing the risk of injury during a crash.
- The fix
- Tesla will repurchase noncompliant vehicles currently registered in the United States, free of charge. Owner notification letters were mailed September 4, 2026. Owners may contact Tesla customer service at 1-877-798-3752 or resolutions@tesla.com. Tesla's number for this recall is SB-26-00-004.
- NHTSA 25V002000 · Jan 7, 2025
back over prevention: software
Tesla, Inc. (Tesla) is recalling certain 2024-2025 Model 3, Model S, 2023-2025 Model X, and Model Y vehicles. The computer circuit board may short, resulting in the loss of the rearview camera image. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard (FMVSS) number 111, "Rear Visibility."
- The risk
- A rearview camera that does not display an image reduces the driver's rear view, increasing the risk of a crash.
- The fix
- Tesla released an over-the-air (OTA) software update, free of charge. Tesla will also identify any vehicles that experienced a circuit board failure, or stress that may lead to a circuit board failure, and replace the affected computers, free of charge. Owner notification letters were mailed March 7, 2025. Owners may contact Tesla customer service at 1-877-798-3752. Tesla's number for this recall is SB-25-00-001.
- Over-the-air fixNHTSA 24V935000 · Dec 17, 2024
tires: pressure monitoring and regulating systems
Tesla, Inc. (Tesla) is recalling certain 2024 Cybertruck, 2017-2025 Model 3, and 2020-2025 Model Y vehicles. The tire pressure monitoring system (TPMS) warning light may not remain illuminated between drive cycles, failing to warn the driver of low tire pressure. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard number 138, "Tire Pressure Monitoring Systems."
- The risk
- Driving with improperly inflated tires increases the risk of a crash.
- The fix
- Tesla released an over-the-air (OTA) software update, free of charge. Owner notification letters were mailed February 15, 2025. Owners may contact Tesla customer service at 1-877-798-3752. Tesla's number for this recall is SB-24-00-018.
- Over-the-air fixNHTSA 24V554000 · Jul 24, 2024
latches/locks/linkages: hood: latch
Tesla, Inc. (Tesla) is recalling certain 2021-2024 Model 3, Model S, Model X, and 2020-2024 Model Y vehicles. The hood latch assembly may fail to detect an unlatched hood condition after the hood has been opened.
- The risk
- An unlatched hood can fully open, obstructing the driver's view and increasing the risk of a crash.
- The fix
- Tesla has released an over-the-air (OTA) software update, free of charge. Owner notification letters were mailed September 24, 2024. Owners may contact Tesla customer service at 1-877-798-3752. Tesla's number for this recall is SB-24-00-012.
- NHTSA 24V284000 · Apr 19, 2024
air bags: side/window: thorax
Tesla, Inc. (Tesla) is recalling one 2024 Model 3 vehicle. The driver seat side air bag module was assembled without a deflector that directs gas flow during deployment.
- The risk
- Without a deflector, the air bag may deploy improperly, increasing the risk of injury during a crash.
- The fix
- Tesla service replaced the side air bag, free of charge. The affected vehicle was repaired April 12, 2024. Owners may contact Tesla customer service at 1-877-798-3752. Tesla's number for this recall is SB-24-13-001.
Crash test ratings
2024 Tesla Model 3 4 DR AWD
- Overall
- Not rated
- Frontal
- Not rated
- Side
- Not rated
- Rollover
- Not rated
2024 Tesla Model 3 4 DR RWD
- Overall
- Not rated
- Frontal
- Not rated
- Side
- Not rated
- Rollover
- Not rated
What owners report
222 complaints to NHTSA, 28 involving a crash, 1 a fire, 19 injuries.
- Unknown or other72
- Forward collision avoidance49
- Electrical system46
- Steering39
- Exterior lighting27
- Vehicle speed control21
- Lane departure17
- Air bags8
Insuring a 2024 Tesla Model 3?
An independent broker compares several insurers for you and can explain what matters for this car. Find one who writes auto where you live.
Other 2024 Tesla models
Recalls, crash ratings and owner complaints are from the National Highway Traffic Safety Administration (NHTSA), last checked Oct 30, 2026. Complaints are owners’ reports and aren’t verified by NHTSA. This page is general information, not advice about a specific vehicle or policy.