Things to consider when insuring one
Driver-assist sensors come standard
They can help avoid crashes, but a windshield or bumper repair often needs the cameras and radar recalibrated, which costs more. Check what your comprehensive and collision deductibles would mean for a glass claim.
Battery repairs and specialist shops
Damage near the battery pack can be expensive to repair and fewer shops are certified. Ask how a policy handles battery damage and whether it covers charging equipment at home.
Most owner complaints are about the unknown or other
37 of 123 complaints to NHTSA mention it. Worth a look in a pre-purchase inspection.
Recalls
NHTSA has no recalls on record for the 2025 Tesla Model 3. A specific car can still have work outstanding from its seller, so check its VIN before you buy.
Crash test ratings
2025 Tesla Model 3 (All variants) 4 DR AWD
- Overall
- Not rated
- Frontal
- Not rated
- Side
- Not rated
- Rollover
- Not rated
2025 Tesla Model 3 (All variants) 4 DR RWD
- Overall
- Not rated
- Frontal
- Not rated
- Side
- Not rated
- Rollover
- Not rated
What owners report
123 complaints to NHTSA, 27 involving a crash, 10 injuries.
- Unknown or other37
- Forward collision avoidance30
- Steering27
- Electrical system23
- Lane departure18
- Vehicle speed control14
- Service brakes13
- Exterior lighting7
Insuring a 2025 Tesla Model 3?
An independent broker compares several insurers for you and can explain what matters for this car. Find one who writes auto where you live.
Other 2025 Tesla models
Recalls, crash ratings and owner complaints are from the National Highway Traffic Safety Administration (NHTSA), last checked Oct 30, 2026. Complaints are owners’ reports and aren’t verified by NHTSA. This page is general information, not advice about a specific vehicle or policy.