Things to consider when insuring one
Owners reported 4 fires to NHTSA
Not every complaint is confirmed, but several fire reports are worth asking a mechanic about, and worth checking against open recalls.
5-star overall crash rating
NHTSA’s top crash rating. Crash protection affects injury claims, which make up a large share of what auto insurance pays out.
Driver-assist sensors come standard
They can help avoid crashes, but a windshield or bumper repair often needs the cameras and radar recalibrated, which costs more. Check what your comprehensive and collision deductibles would mean for a glass claim.
Battery repairs and specialist shops
Damage near the battery pack can be expensive to repair and fewer shops are certified. Ask how a policy handles battery damage and whether it covers charging equipment at home.
Most owner complaints are about the forward collision avoidance
126 of 335 complaints to NHTSA mention it. Worth a look in a pre-purchase inspection.
Recalls
NHTSA has no recalls on record for the 2024 Tesla Model Y. A specific car can still have work outstanding from its seller, so check its VIN before you buy.
Crash test ratings
2024 Tesla Model Y (All Variants) SUV AWD
- Overall
- Frontal
- Side
- Rollover
Rollover risk in a single-vehicle crash: 8%
What owners report
335 complaints to NHTSA, 75 involving a crash, 4 a fire, 61 injuries.
- Forward collision avoidance126
- Electrical system63
- Back over prevention61
- Unknown or other58
- Lane departure49
- Vehicle speed control37
- Service brakes27
- Steering24
Insuring a 2024 Tesla Model Y?
An independent broker compares several insurers for you and can explain what matters for this car. Find one who writes auto where you live.
Other 2024 Tesla models
Recalls, crash ratings and owner complaints are from the National Highway Traffic Safety Administration (NHTSA), last checked Oct 30, 2026. Complaints are owners’ reports and aren’t verified by NHTSA. This page is general information, not advice about a specific vehicle or policy.