Things to consider when insuring one
5-star overall crash rating
NHTSA’s top crash rating. Crash protection affects injury claims, which make up a large share of what auto insurance pays out.
Driver-assist sensors come standard
They can help avoid crashes, but a windshield or bumper repair often needs the cameras and radar recalibrated, which costs more. Check what your comprehensive and collision deductibles would mean for a glass claim.
Most owner complaints are about the unknown or other
7 of 21 complaints to NHTSA mention it. Worth a look in a pre-purchase inspection.
Recalls
NHTSA has no recalls on record for the 2026 Subaru Outback. A specific car can still have work outstanding from its seller, so check its VIN before you buy.
Crash test ratings
2026 SUBARU OUTBACK SUV N/A AWD
- Overall
- Frontal
- Side
- Rollover
Rollover risk in a single-vehicle crash: 17%
2026 SUBARU OUTBACK WILDERNESS SUV N/A AWD
- Overall
- Not rated
- Frontal
- Not rated
- Side
- Not rated
- Rollover
- Not rated
What owners report
21 complaints to NHTSA, 1 involving a crash, 4 injuries.
- Unknown or other7
- Electrical system6
- Forward collision avoidance4
- Seats2
- Steering2
- Tires2
- Vehicle speed control2
- Lane departure1
Insuring a 2026 Subaru Outback?
An independent broker compares several insurers for you and can explain what matters for this car. Find one who writes auto where you live.
Other 2026 Subaru models
Recalls, crash ratings and owner complaints are from the National Highway Traffic Safety Administration (NHTSA), last checked Oct 30, 2026. Complaints are owners’ reports and aren’t verified by NHTSA. This page is general information, not advice about a specific vehicle or policy.