Things to consider when insuring one
5-star overall crash rating
NHTSA’s top crash rating. Crash protection affects injury claims, which make up a large share of what auto insurance pays out.
Driver-assist sensors come standard
They can help avoid crashes, but a windshield or bumper repair often needs the cameras and radar recalibrated, which costs more. Check what your comprehensive and collision deductibles would mean for a glass claim.
Most owner complaints are about the forward collision avoidance
22 of 89 complaints to NHTSA mention it. Worth a look in a pre-purchase inspection.
2 recalls
- NHTSA 23V755000 · Nov 9, 2023
power train: automatic transmission: park/neutral start interlock switch
Subaru of America, Inc. is recalling certain model year 2021 Crosstrek, 2022 Forester, 2021-2023 Legacy, and Outback vehicles. An insufficient weld may allow water to enter the inhibitor switch, causing it to fail.
- The risk
- An inoperative inhibitor switch may prevent the reverse lights from illuminating and the rearview camera image from displaying, increasing the risk of a crash.
- The fix
- Dealers will replace the inhibitor switch, free of charge. Owner notification letters were mailed January 8, 2024. Owners may contact Subaru customer service at 1-800-782-2783. Subaru's number for this recall is WRQ-23.
- NHTSA 23V647000 · Sep 21, 2023
power train: driveline: driveshaft
Subaru of America, Inc. (Subaru) is recalling certain 2023 Outback, Legacy, Ascent, and Impreza vehicles. The center support bolts for the driveshaft may loosen, resulting in the disconnection of the front end of the driveshaft.
- The risk
- Separation of the front end of the driveshaft increases the risk of a crash.
- The fix
- Dealers will clean the bolt mounting surfaces of the center support brace and install new bolts, free of charge. Owner notification letters were mailed November 20, 2023. Owners may contact Subaru's customer service at 1-844-373-6614. Subaru's number for this recall is WRN-23.
Crash test ratings
2023 Subaru Outback SW AWD
- Overall
- Frontal
- Side
- Rollover
Rollover risk in a single-vehicle crash: 19%
2023 Subaru Outback Wilderness SW AWD
- Overall
- Not rated
- Frontal
- Side
- Rollover
- Not rated
What owners report
89 complaints to NHTSA, 8 involving a crash, 1 a fire, 3 injuries.
- Forward collision avoidance22
- Electrical system17
- Visibility/wiper16
- Unknown or other15
- Service brakes7
- Exterior lighting6
- Power train5
- Latches/locks/linkages3
Insuring a 2023 Subaru Outback?
An independent broker compares several insurers for you and can explain what matters for this car. Find one who writes auto where you live.
Other 2023 Subaru models
Recalls, crash ratings and owner complaints are from the National Highway Traffic Safety Administration (NHTSA), last checked Oct 30, 2026. Complaints are owners’ reports and aren’t verified by NHTSA. This page is general information, not advice about a specific vehicle or policy.