Things to consider when insuring one
5-star overall crash rating
NHTSA’s top crash rating. Crash protection affects injury claims, which make up a large share of what auto insurance pays out.
Driver-assist sensors come standard
They can help avoid crashes, but a windshield or bumper repair often needs the cameras and radar recalibrated, which costs more. Check what your comprehensive and collision deductibles would mean for a glass claim.
Recalls
NHTSA has no recalls on record for the 2025 Subaru Legacy. A specific car can still have work outstanding from its seller, so check its VIN before you buy.
Crash test ratings
2025 Subaru Legacy 4 DR AWD
- Overall
- Frontal
- Side
- Rollover
Rollover risk in a single-vehicle crash: 10%
What owners report
6 complaints to NHTSA, 1 injury.
- Engine3
- Air bags1
- Engine and engine cooling1
- Fuel/propulsion system1
- Service brakes1
- Steering1
- Unknown or other1
- Vehicle speed control1
Insuring a 2025 Subaru Legacy?
An independent broker compares several insurers for you and can explain what matters for this car. Find one who writes auto where you live.
Other 2025 Subaru models
Recalls, crash ratings and owner complaints are from the National Highway Traffic Safety Administration (NHTSA), last checked Oct 30, 2026. Complaints are owners’ reports and aren’t verified by NHTSA. This page is general information, not advice about a specific vehicle or policy.