Things to consider when insuring one
5-star overall crash rating
NHTSA’s top crash rating. Crash protection affects injury claims, which make up a large share of what auto insurance pays out.
Driver-assist sensors come standard
They can help avoid crashes, but a windshield or bumper repair often needs the cameras and radar recalibrated, which costs more. Check what your comprehensive and collision deductibles would mean for a glass claim.
Most owner complaints are about the electrical system
5 of 17 complaints to NHTSA mention it. Worth a look in a pre-purchase inspection.
Recalls
NHTSA has no recalls on record for the 2024 Subaru Legacy. A specific car can still have work outstanding from its seller, so check its VIN before you buy.
Crash test ratings
2024 Subaru Legacy 4 DR AWD
- Overall
- Frontal
- Side
- Rollover
Rollover risk in a single-vehicle crash: 10%
What owners report
17 complaints to NHTSA, 1 involving a crash, 1 a fire.
- Electrical system5
- Forward collision avoidance5
- Unknown or other5
- Visibility/wiper4
- Air bags3
- Exterior lighting2
- Engine1
- Service brakes1
Insuring a 2024 Subaru Legacy?
An independent broker compares several insurers for you and can explain what matters for this car. Find one who writes auto where you live.
Other 2024 Subaru models
Recalls, crash ratings and owner complaints are from the National Highway Traffic Safety Administration (NHTSA), last checked Oct 30, 2026. Complaints are owners’ reports and aren’t verified by NHTSA. This page is general information, not advice about a specific vehicle or policy.