Things to consider when insuring one
5-star overall crash rating
NHTSA’s top crash rating. Crash protection affects injury claims, which make up a large share of what auto insurance pays out.
24% rollover risk in a single-vehicle crash
Higher than most cars, typical of tall vehicles. Rollovers are among the most serious crashes.
Most owner complaints are about the steering
4 of 11 complaints to NHTSA mention it. Worth a look in a pre-purchase inspection.
2 recalls
- NHTSA 26V606000 · Sep 23, 2026
exterior lighting: headlights
Ford Motor Company (Ford) is recalling certain 2025-2027 Expedition, 2026 F-250 SD, F-350 SD, F-450 SD, and F-550 SD vehicles. The headlight assemblies may contain a contaminated LED chip, which can result in a loss of daytime running lights, parking lights, high beams or low beams. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard (FMVSS) number 108, "Lamps, Reflective Devices, and Associated Equipment."
- The risk
- A loss of exterior lighting can reduce visibility, increasing the risk of a crash.
- The fix
- Dealers will inspect and replace the headlight assemblies, as necessary, free of charge. Owner notification letters are expected to be mailed October 26, 2026. Owners may contact Ford customer service at 1-866-436-7332. Ford's number for this recall is 26C43. Vehicle Identification Numbers (VINs) involved in this recall will be searchable on NHTSA.gov beginning October 26, 2026.
- NHTSA 26V104000 · Feb 21, 2026
electrical system: integrated trailer brake control
Ford Motor Company (Ford) is recalling certain 2021-2026 F-150, 2022-2026 F-250 SD, F-350 SD, F-450 SD, F-550 SD, Maverick, 2024-2026 Ranger, 2023-2026 F-600 SD, 2022-2027 Lincoln Navigator, Expedition, and 2026 E-Transit vehicles. When towing a trailer, the integrated trailer module (ITRM) may lose communication with the vehicle, possibly causing a loss of brake and turn signal lights, or a loss of brake function. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard number 108, " Lamps, Reflective Devices, and Associated Equipment."
- The risk
- Trailer lights or brakes that do not function can reduce the driver’s ability to control the trailer and decrease the trailers visibility to other road users, increasing the risk of a crash.
- The fix
- The integrated trailer module software will be updated by a dealer, or through an over-the-air (OTA) update, free of charge. Owner notification letters were mailed March 25, 2026. Owners may contact Ford customer service at 1-866-436-7332. Ford's number for this recall is 26C10. Vehicle Identification Numbers (VINs) involved in this recall will be searchable on NHTSA.gov beginning March 17, 2026.
Crash test ratings
2026 FORD EXPEDITION SUV N/A 4WD
- Overall
- Frontal
- Side
- Rollover
Rollover risk in a single-vehicle crash: 20%
2026 FORD EXPEDITION SUV N/A RWD
- Overall
- Frontal
- Side
- Rollover
Rollover risk in a single-vehicle crash: 24%
2026 FORD EXPEDITION MAX SUV N/A 4WD
- Overall
- Frontal
- Side
- Rollover
Rollover risk in a single-vehicle crash: 20%
What owners report
11 complaints to NHTSA.
- Steering4
- Unknown or other4
- Wheels4
- Electrical system2
- Forward collision avoidance2
- Service brakes2
- Seats1
- Suspension1
Insuring a 2026 Ford Expedition?
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Other 2026 Ford models
Recalls, crash ratings and owner complaints are from the National Highway Traffic Safety Administration (NHTSA), last checked Oct 30, 2026. Complaints are owners’ reports and aren’t verified by NHTSA. This page is general information, not advice about a specific vehicle or policy.