Things to consider when insuring one
5-star overall crash rating
NHTSA’s top crash rating. Crash protection affects injury claims, which make up a large share of what auto insurance pays out.
24% rollover risk in a single-vehicle crash
Higher than most cars, typical of tall vehicles. Rollovers are among the most serious crashes.
Driver-assist sensors come standard
They can help avoid crashes, but a windshield or bumper repair often needs the cameras and radar recalibrated, which costs more. Check what your comprehensive and collision deductibles would mean for a glass claim.
6 recalls for this model year
More than most. When you buy one, make sure every campaign has been completed.
Most owner complaints are about the forward collision avoidance
8 of 38 complaints to NHTSA mention it. Worth a look in a pre-purchase inspection.
6 recalls
- NHTSA 26V606000 · Sep 23, 2026
exterior lighting: headlights
Ford Motor Company (Ford) is recalling certain 2025-2027 Expedition, 2026 F-250 SD, F-350 SD, F-450 SD, and F-550 SD vehicles. The headlight assemblies may contain a contaminated LED chip, which can result in a loss of daytime running lights, parking lights, high beams or low beams. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard (FMVSS) number 108, "Lamps, Reflective Devices, and Associated Equipment."
- The risk
- A loss of exterior lighting can reduce visibility, increasing the risk of a crash.
- The fix
- Dealers will inspect and replace the headlight assemblies, as necessary, free of charge. Owner notification letters are expected to be mailed October 26, 2026. Owners may contact Ford customer service at 1-866-436-7332. Ford's number for this recall is 26C43. Vehicle Identification Numbers (VINs) involved in this recall will be searchable on NHTSA.gov beginning October 26, 2026.
- NHTSA 26V104000 · Feb 21, 2026
electrical system: integrated trailer brake control
Ford Motor Company (Ford) is recalling certain 2021-2026 F-150, 2022-2026 F-250 SD, F-350 SD, F-450 SD, F-550 SD, Maverick, 2024-2026 Ranger, 2023-2026 F-600 SD, 2022-2027 Lincoln Navigator, Expedition, and 2026 E-Transit vehicles. When towing a trailer, the integrated trailer module (ITRM) may lose communication with the vehicle, possibly causing a loss of brake and turn signal lights, or a loss of brake function. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard number 108, " Lamps, Reflective Devices, and Associated Equipment."
- The risk
- Trailer lights or brakes that do not function can reduce the driver’s ability to control the trailer and decrease the trailers visibility to other road users, increasing the risk of a crash.
- The fix
- The integrated trailer module software will be updated by a dealer, or through an over-the-air (OTA) update, free of charge. Owner notification letters were mailed March 25, 2026. Owners may contact Ford customer service at 1-866-436-7332. Ford's number for this recall is 26C10. Vehicle Identification Numbers (VINs) involved in this recall will be searchable on NHTSA.gov beginning March 17, 2026.
- NHTSA 25V823000 · Dec 1, 2025
service brakes, hydraulic: power assist: electric: control module
Ford Motor Company (Ford) is recalling certain 2025 Lincoln Navigator, F-150, Expedition, Bronco, and Ranger vehicles. The Electronic Brake Booster (EBB) module may malfunction while driving or when the driver is utilizing an Advanced Driver Assistance System (ADAS) feature, resulting in a loss of power brake assist.
- The risk
- An unexpected loss of power brake assist while driving can extend stopping distance and increase the risk of a crash. Additionally, a loss of power brake assist while ADAS features are engaged can result in the vehicle not braking as expected, increasing the risk of a crash.
- The fix
- Dealers will replace the electronic brake booster, free of charge. Owner notification letters were mailed February 26, 2026. Owners may contact Ford customer service at 1-866-436-7332. Ford's number for this recall is 25SD4. Vehicle Identification Numbers (VINs) involved in this recall became searchable on NHTSA.gov on December 3, 2025.
- NHTSA 25V488000 · Jul 25, 2025
service brakes, hydraulic: power assist: electric: control module: software
Ford Motor Company (Ford) is recalling certain 2025 Lincoln Navigator, F-150, Expedition, Bronco, and Ranger vehicles. The Electronic Brake Booster (EBB) module may malfunction while driving or when the driver is utilizing an Advanced Driver Assistance System (ADAS) feature, resulting in a loss of power brake assist.
- The risk
- An unexpected loss of power brake assist while driving can extend stopping distance and increase the risk of a crash. Additionally, a loss of power brake assist while ADAS features are engaged can result in the vehicle not braking as expected, increasing the risk of a crash.
- The fix
- The EBB module software will be updated over-the-air (OTA) or by a dealer, free of charge. Owner notification letters were mailed on August 22, 2025. Owners may contact Ford customer service at 1-866-436-7332. Ford's number for this recall is 25S77.
- NHTSA 25V439000 · Jun 27, 2025
air bags: frontal
Ford Motor Company (Ford) is recalling certain 2025 Navigator and Expedition vehicles. The passenger side air bag may have been manufactured incorrectly, which can cause the air bag to deploy with excessive force during a crash.
- The risk
- An air bag that deploys with excessive force can increase the risk of injury during a crash.
- The fix
- Dealers will replace the passenger side air bags, free of charge. Owner notification letters were mailed August 8, 2025. Owners may contact Ford Customer Service at 1-866-436-7332. Ford's number for this recall is 25S51.
- NHTSA 25V198000 · Mar 28, 2025
engine and engine cooling: engine: oil/lubrication
Ford Motor Company (Ford) is recalling certain 2024-2025 F-150, Expedition, and 2024 Lincoln Navigator vehicles equipped with 3.5L GTDI engines. The engine may have a misaligned engine cup plug, which can result in a rapid oil leak.
- The risk
- A rapid oil leak can result in an engine stall, increasing the risk of a crash. In addition, an oil leak in the presence of an ignition source such as hot engine or exhaust components, can increase the risk of a fire.
- The fix
- Dealers will inspect the engine cup plug alignment, and replace the plug if necessary, free of charge. Owner notification letters were mailed May 22, 2025. Owners may contact Ford customer service at 1-866-436-7332. Ford's number for this recall is 25S30.
Crash test ratings
2025 FORD EXPEDITION SUV 4WD
- Overall
- Frontal
- Side
- Rollover
Rollover risk in a single-vehicle crash: 20%
2025 FORD EXPEDITION SUV RWD
- Overall
- Frontal
- Side
- Rollover
Rollover risk in a single-vehicle crash: 24%
2025 FORD EXPEDITION MAX SUV 4WD
- Overall
- Frontal
- Side
- Rollover
Rollover risk in a single-vehicle crash: 20%
What owners report
38 complaints to NHTSA, 4 involving a crash, 1 a fire, 2 injuries.
- Forward collision avoidance8
- Unknown or other8
- Steering7
- Electrical system6
- Seats6
- Power train5
- Service brakes5
- Wheels4
Insuring a 2025 Ford Expedition?
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Other 2025 Ford models
Recalls, crash ratings and owner complaints are from the National Highway Traffic Safety Administration (NHTSA), last checked Oct 30, 2026. Complaints are owners’ reports and aren’t verified by NHTSA. This page is general information, not advice about a specific vehicle or policy.