Things to consider when insuring one
5-star overall crash rating
NHTSA’s top crash rating. Crash protection affects injury claims, which make up a large share of what auto insurance pays out.
Driver-assist sensors come standard
They can help avoid crashes, but a windshield or bumper repair often needs the cameras and radar recalibrated, which costs more. Check what your comprehensive and collision deductibles would mean for a glass claim.
Most owner complaints are about the electrical system
38 of 74 complaints to NHTSA mention it. Worth a look in a pre-purchase inspection.
3 recalls
- NHTSA 25V654000 · Sep 30, 2025
structure: body: hatchback/liftgate: support device/strut
Volvo Car USA, LLC (Volvo) is recalling certain 2025 EX90 vehicles. A spindle nut may detach from the Power Operated Tailgate (POT) drive units, causing the tailgate to suddenly drop.
- The risk
- A tailgate that suddenly drops can hit a person, increasing the risk of injury.
- The fix
- Owners are advised not to use the POT function until the repair is completed. Dealers will replace both POT drive units. Owner letters were mailed November 24, 2025. Owners may contact Volvo's customer service at 1-800-458-1552. Volvo's number for this recall is R10342. Vehicle Identification Numbers (VINs) involved in this recall will be searchable on NHTSA.gov beginning October 7, 2025.
- NHTSA 25V071000 · Feb 7, 2025
exterior lighting: headlights: concealment devices
Volvo Car USA, LLC (Volvo) is recalling certain 2025 EX90 vehicles. Due to a software error in the low power controller (LPC), the headlight shutters may close over the high and low beams while driving.
- The risk
- A loss of headlight function while driving can reduce visibility and increase the risk of a crash.
- The fix
- The LPC software will be updated manually, free of charge. Owner notification letters were mailed March 12, 2025. Owners may contact Volvo's customer service at 1-800-458-1552. Volvo's number for this recall is R10298.
- NHTSA 24V869000 · Nov 19, 2024
seats: critical fasteners
Volvo Car USA, LLC (Volvo Car) is recalling certain 2025 EX90 vehicles. The bolts for the second-row free-standing seat may not be tightened properly.
- The risk
- An improperly tightened seat may not adequately restrain the occupant during a crash, increasing their risk of injury.
- The fix
- Dealers will inspect and tighten the bolts as necessary, free of charge. Owner notification letters were mailed January 10, 2025. Owners may contact Volvo Car customer service at 1-800-458-1552. Volvo's number for this recall is R10292.
Crash test ratings
2025 Volvo EX90 SUV AWD
- Overall
- Frontal
- Side
- Rollover
Rollover risk in a single-vehicle crash: 11%
What owners report
74 complaints to NHTSA, 2 involving a crash, 1 injury.
- Electrical system38
- Unknown or other17
- Fuel/propulsion system14
- Power train10
- Forward collision avoidance9
- Lane departure9
- Vehicle speed control9
- Service brakes8
Insuring a 2025 Volvo EX90?
An independent broker compares several insurers for you and can explain what matters for this car. Find one who writes auto where you live.
Other 2025 Volvo models
Recalls, crash ratings and owner complaints are from the National Highway Traffic Safety Administration (NHTSA), last checked Oct 30, 2026. Complaints are owners’ reports and aren’t verified by NHTSA. This page is general information, not advice about a specific vehicle or policy.