Things to consider when insuring one
Owners reported 3 fires to NHTSA
Not every complaint is confirmed, but several fire reports are worth asking a mechanic about, and worth checking against open recalls.
5-star overall crash rating
NHTSA’s top crash rating. Crash protection affects injury claims, which make up a large share of what auto insurance pays out.
Driver-assist sensors come standard
They can help avoid crashes, but a windshield or bumper repair often needs the cameras and radar recalibrated, which costs more. Check what your comprehensive and collision deductibles would mean for a glass claim.
Most owner complaints are about the electrical system
17 of 31 complaints to NHTSA mention it. Worth a look in a pre-purchase inspection.
2 recalls
- NHTSA 26V630000 · Oct 1, 2026
electrical system: propulsion system: traction battery
Volkswagen Group of America, Inc. (Volkswagen) is recalling certain 2023-2026 ID.4 vehicles. The high voltage battery may fail and lead to a vehicle fire.
- The risk
- A vehicle fire increases the risk of injury.
- The fix
- Owners are advised to only charge their vehicles to a maximum of 80% battery capacity until the repair has been completed. The remedy is currently under development. Interim letters, notifying owners of the safety risk, are expected to be mailed November 27, 2026. Additional letters will be sent once the remedy is available. Owners may contact Volkswagen customer service at 1-800-893-5298. Volkswagen's number for this recall is 93EX. Vehicle Identification Numbers (VINs) involved in this recall became searchable on NHTSA.gov on October 6, 2026.
- NHTSA 26V030000 · Jan 22, 2026
electrical system: propulsion system: traction battery
Volkswagen Group of America, Inc. (Volkswagen) is recalling certain 2023-2025 ID.4 vehicles. The high-voltage battery may overheat.
- The risk
- A high-voltage battery that overheats increases the risk of a fire.
- The fix
- Dealers will update the high-voltage battery software, and replace the high-voltage battery, as necessary, free of charge. Owner notification letters were mailed March 18, 2026. Owners may contact Volkswagen customer service at 1-800-893-5298. Volkswagen's number for this recall is 93EA. Vehicle Identification Numbers (VINs) involved in this recall became searchable on NHTSA.gov on January 23, 2026.
Crash test ratings
2025 Volkswagen ID.4 SUV AWD
- Overall
- Frontal
- Side
- Rollover
Rollover risk in a single-vehicle crash: 11%
2025 Volkswagen ID.4 SUV RWD
- Overall
- Frontal
- Side
- Rollover
Rollover risk in a single-vehicle crash: 10%
What owners report
31 complaints to NHTSA, 10 involving a crash, 3 a fire, 5 injuries.
- Electrical system17
- Back over prevention7
- Unknown or other7
- Vehicle speed control7
- Forward collision avoidance5
- Visibility/wiper4
- Service brakes3
- Air bags2
Insuring a 2025 Volkswagen ID.4?
An independent broker compares several insurers for you and can explain what matters for this car. Find one who writes auto where you live.
Other 2025 Volkswagen models
Recalls, crash ratings and owner complaints are from the National Highway Traffic Safety Administration (NHTSA), last checked Oct 30, 2026. Complaints are owners’ reports and aren’t verified by NHTSA. This page is general information, not advice about a specific vehicle or policy.