Things to consider when insuring one
20% rollover risk in a single-vehicle crash
Higher than most cars, typical of tall vehicles. Rollovers are among the most serious crashes.
Driver-assist sensors come standard
They can help avoid crashes, but a windshield or bumper repair often needs the cameras and radar recalibrated, which costs more. Check what your comprehensive and collision deductibles would mean for a glass claim.
Most owner complaints are about the service brakes
26 of 60 complaints to NHTSA mention it. Worth a look in a pre-purchase inspection.
1 recall
- NHTSA 25V595000 · Sep 11, 2025
electrical system: instrument cluster/panel
Toyota Motor Engineering & Manufacturing (Toyota) is recalling certain 2023-2024 Toyota Venza, 2023-2025 RAV4 Prime, RAV4, Highlander, GR Corolla, Crown, 2024-2025 Lexus TX, LS, Toyota Tacoma, Grand Highlander, and 2025 Lexus RX, Toyota Crown Signia, Camry, RAV 4 Plug-in Hybrid (PHEV), and 4 Runner vehicles. Due to an error in the instrument panel software at vehicle startup, the instrument panel may fail to display vehicle speed, brake system, and tire pressure warning lights.
- The risk
- An instrument panel display that does not show critical information can increase the risk of a crash or injury.
- The fix
- Dealers will update the instrument panel software over-the-air (OTA) for non-PHEV vehicles, free of charge. For PHEV vehicles, dealers will inspect the instrument panel assembly, and either replace it, or update the software, free of charge. Owner letters were mailed December 5, 2025. Additional letters will be sent, anticipated in May 2026. This is a phased recall. Owners may contact Toyota's customer service at 1-800-331-4331. Toyota's numbers for this recall are 25TB08 and 25TA08. Lexus' numbers for this recall are 25LB05 and 25LA05.
Crash test ratings
2025 Toyota 4Runner SUV AWD
- Overall
- Frontal
- Side
- Rollover
Rollover risk in a single-vehicle crash: 20%
2025 Toyota 4Runner SUV 4WD
- Overall
- Frontal
- Side
- Rollover
Rollover risk in a single-vehicle crash: 20%
2025 Toyota 4Runner SUV RWD
- Overall
- Frontal
- Side
- Rollover
Rollover risk in a single-vehicle crash: 19%
What owners report
60 complaints to NHTSA, 3 involving a crash, 2 a fire, 3 injuries.
- Service brakes26
- Unknown or other9
- Electrical system8
- Structure7
- Steering4
- Air bags3
- Back over prevention2
- Engine2
Insuring a 2025 Toyota 4RUNNER?
An independent broker compares several insurers for you and can explain what matters for this car. Find one who writes auto where you live.
Other 2025 Toyota models
Recalls, crash ratings and owner complaints are from the National Highway Traffic Safety Administration (NHTSA), last checked Oct 30, 2026. Complaints are owners’ reports and aren’t verified by NHTSA. This page is general information, not advice about a specific vehicle or policy.