Things to consider when insuring one
Battery repairs and specialist shops
Damage near the battery pack can be expensive to repair and fewer shops are certified. Ask how a policy handles battery damage and whether it covers charging equipment at home.
Recalls
NHTSA has no recalls on record for the 2026 Tesla Model S. A specific car can still have work outstanding from its seller, so check its VIN before you buy.
Crash test ratings
2026 TESLA MODEL S 5 HB BEV AWD
- Overall
- Not rated
- Frontal
- Not rated
- Side
- Not rated
- Rollover
Rollover risk in a single-vehicle crash: 6%
What owners report
7 complaints to NHTSA, 1 involving a crash, 1 a fire, 1 injury.
- Forward collision avoidance2
- Unknown or other2
- Vehicle speed control2
- Lane departure1
- Service brakes1
- Suspension1
- Visibility/wiper1
- Wheels1
Insuring a 2026 Tesla Model S?
An independent broker compares several insurers for you and can explain what matters for this car. Find one who writes auto where you live.
Other 2026 Tesla models
Recalls, crash ratings and owner complaints are from the National Highway Traffic Safety Administration (NHTSA), last checked Oct 30, 2026. Complaints are owners’ reports and aren’t verified by NHTSA. This page is general information, not advice about a specific vehicle or policy.