Things to consider when insuring one
Battery repairs and specialist shops
Damage near the battery pack can be expensive to repair and fewer shops are certified. Ask how a policy handles battery damage and whether it covers charging equipment at home.
2 recalls
- NHTSA 26V597000 · Sep 16, 2026
back over prevention: software
Rivian Automotive, LLC (Rivian) is recalling certain 2022-2027 R1S, 2022-2026 R1T, and 2027 R2 vehicles. The rearview camera image may be obstructed by a notification when in reverse. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard (FMVSS) number 111, "Rear Visibility."
- The risk
- An obstructed rearview camera image can reduce the driver's view behind the vehicle, increasing the risk of a crash.
- The fix
- Rivian has released an over-the-air (OTA) software update, free of charge. Owner notification letters are expected to be mailed November 9, 2026. Owners may contact Rivian customer service at 1-888-748-4261. Rivian's number for this recall is FSAM-1866. Vehicle Identification Numbers (VINs) involved in this recall will be searchable on NHTSA.gov on November 9, 2026.
- NHTSA 26V508000 · Aug 6, 2026
exterior lighting: turn signal
Rivian Automotive, LLC (Rivian) is recalling certain 2025-2026 R1S and R1T vehicles. One or both front turn signals may fail to illuminate and flash. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard (FMVSS) number 108, "Lamps, Reflective Devices, and Associated Equipment."
- The risk
- Turn signals that do not function properly increase the risk of a crash.
- The fix
- Rivian will inspect and replace the front turn signals as necessary, free of charge. Owner notification letters were mailed September 28, 2026. Owners may contact Rivian customer service at 1-888-748-4261. Rivian's number for this recall is FSAM-1833. This is an expansion of Recall 25V387. Vehicle Identification Numbers (VINs) involved in this recall will be searchable on NHTSA.gov on August 31, 2026.
Crash test ratings
2026 RIVIAN R1T PU/CC BEV AWD
- Overall
- Not rated
- Frontal
- Not rated
- Side
- Not rated
- Rollover
- Not rated
What owners report
3 complaints to NHTSA.
- Air bags1
- Electrical system1
- Parking brake1
- Unknown or other1
Insuring a 2026 Rivian R1T?
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Other 2026 Rivian models
Recalls, crash ratings and owner complaints are from the National Highway Traffic Safety Administration (NHTSA), last checked Oct 30, 2026. Complaints are owners’ reports and aren’t verified by NHTSA. This page is general information, not advice about a specific vehicle or policy.