Things to consider when insuring one
21% rollover risk in a single-vehicle crash
Higher than most cars, typical of tall vehicles. Rollovers are among the most serious crashes.
Driver-assist sensors come standard
They can help avoid crashes, but a windshield or bumper repair often needs the cameras and radar recalibrated, which costs more. Check what your comprehensive and collision deductibles would mean for a glass claim.
Recalls
NHTSA has no recalls on record for the 2023 Lincoln Navigator EL. A specific car can still have work outstanding from its seller, so check its VIN before you buy.
Crash test ratings
2023 Lincoln Navigator EL SUV 4WD
- Overall
- Not rated
- Frontal
- Not rated
- Side
- Rollover
Rollover risk in a single-vehicle crash: 19%
2023 Lincoln Navigator EL SUV RWD
- Overall
- Not rated
- Frontal
- Not rated
- Side
- Rollover
Rollover risk in a single-vehicle crash: 21%
What owners report
1 complaint to NHTSA, 1 injury.
- Structure1
Insuring a 2023 Lincoln Navigator EL?
An independent broker compares several insurers for you and can explain what matters for this car. Find one who writes auto where you live.
Other 2023 Lincoln models
Recalls, crash ratings and owner complaints are from the National Highway Traffic Safety Administration (NHTSA), last checked Oct 30, 2026. Complaints are owners’ reports and aren’t verified by NHTSA. This page is general information, not advice about a specific vehicle or policy.