Things to consider when insuring one
5-star overall crash rating
NHTSA’s top crash rating. Crash protection affects injury claims, which make up a large share of what auto insurance pays out.
Battery repairs and specialist shops
Damage near the battery pack can be expensive to repair and fewer shops are certified. Ask how a policy handles battery damage and whether it covers charging equipment at home.
Most owner complaints are about the electrical system
13 of 28 complaints to NHTSA mention it. Worth a look in a pre-purchase inspection.
2 recalls
- NHTSA 26V068000 · Feb 6, 2026
electrical system: propulsion system: traction battery
Hyundai Motor America (Hyundai) is recalling certain 2025-2026 IONIQ 5 and 2026 IONIQ 9 vehicles. The high voltage battery system may contain an improperly tightened bus bar, which can cause a short-circuit.
- The risk
- An electrical short in the high voltage battery system increases the risk of a fire.
- The fix
- Dealers will inspect and tighten the bus bar retention bolts and replace the battery system assembly, as necessary, free of charge. Owner notification letters were mailed April 3, 2026. Owners may contact Hyundai customer service at 1-855-371-9460. Hyundai's number for this recall is 294. Vehicle Identification Numbers (VINs) involved in this recall became searchable on NHTSA.gov on February 7, 2026.
- NHTSA 26V047000 · Jan 27, 2026
electrical system: instrument cluster/panel
Hyundai Motor America (Hyundai) is recalling certain 2025-2026 Tucson Hybrid, Tucson Plug-In Hybrid Electric (PHEV), 2026 IONIQ 5, Santa Cruz, Kona, Palisade, Palisade Hybrid, Santa Fe, Santa Fe Hybrid, Sonata, Sonata Hybrid, and Tucson vehicles. Due to a software error, the instrument panel display may fail. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard (FMVSS) number 101, "Controls and Displays."
- The risk
- An instrument panel display that fails to show critical safety information, such as the speedometer or warning lights, increases the risk of a crash.
- The fix
- The instrument panel display software will be updated over-the-air (OTA) or by a dealer, free of charge. Owner notification letters were mailed March 24, 2026. Owners may contact Hyundai's customer service at 855-371-9460. Hyundai's number for this recall is 293. Vehicle Identification Numbers (VINs) involved in this recall became searchable on NHTSA.gov on January 28, 2026.
Crash test ratings
2026 HYUNDAI IONIQ 5 SUV BEV AWD
- Overall
- Frontal
- Side
- Rollover
Rollover risk in a single-vehicle crash: 8%
2026 HYUNDAI IONIQ 5 SUV BEV RWD
- Overall
- Frontal
- Side
- Rollover
Rollover risk in a single-vehicle crash: 8%
2026 HYUNDAI IONIQ 5 N SUV BEV AWD
- Overall
- Not rated
- Frontal
- Not rated
- Side
- Not rated
- Rollover
- Not rated
What owners report
28 complaints to NHTSA.
- Electrical system13
- Lane departure5
- Forward collision avoidance4
- Unknown or other4
- Seats3
- Vehicle speed control3
- Back over prevention2
- Service brakes2
Insuring a 2026 Hyundai Ioniq 5?
An independent broker compares several insurers for you and can explain what matters for this car. Find one who writes auto where you live.
Other 2026 Hyundai models
Recalls, crash ratings and owner complaints are from the National Highway Traffic Safety Administration (NHTSA), last checked Oct 30, 2026. Complaints are owners’ reports and aren’t verified by NHTSA. This page is general information, not advice about a specific vehicle or policy.