Things to consider when insuring one
Motorcycles need their own policy
A car policy doesn’t cover a motorcycle. Look at medical coverage and gear coverage, and seasonal (lay-up) options if you store it for winter.
2 recalls
- NHTSA 26V270000 · Apr 29, 2026
engine and engine cooling: exhaust system: emission control: crankcase (pcv)
Harley-Davidson Motor Company (Harley-Davidson) is recalling certain 2024-2026 FLTRX, FLHX, 2025-2026 FXBR, FLFB, 2025 FLHXU, 2026 FLTRXL, FLTRT, FLHXL, and FLHLT motorcycles built with an Airbox Baseplate (part number 29000373). The airbox backplate breather port may be blocked, allowing pressure to build up inside the crankcase.
- The risk
- When the dipstick is removed while the crankcase is pressurized, oil may eject from the fill spout, increasing the risk of injury.
- The fix
- Dealers will inspect the breather port, and if the port is blocked, repair the blockage, free of charge. Owner notification letters were mailed May 14, 2026. Owners may contact Harley-Davidson customer service at 1-800-258-2464. Vehicle Identification Numbers (VINs) involved in this recall became searchable on NHTSA.gov April 16, 2025. Harley-Davidson's number for this recall is 0193.
- NHTSA 24V672000 · Sep 16, 2024
electrical system: wiring
Harley-Davidson Motor Company (Harley-Davidson) is recalling certain 2024 FLHX, FLHXSE, FLTRX, FLTRXSE, and FLTRXSTSE motorcycles. The voltage regulator output wire may rub on the front corner of the crankcase, exposing the wire and causing an electrical short circuit. A short can result in a loss of electrical power and drive power.
- The risk
- The unexpected loss of drive power and the loss of electrical power while in motion increases the risk of a crash.
- The fix
- Dealers will inspect and as necessary, repair the voltage regulator output wire harness, and install a secondary retention strap, free of charge. Owner notification letters were mailed September 23, 2024. Owners may contact Harley-Davidson customer service at 1-800-258-2464. Harley-Davidson's number for this recall is 0186.
What owners report
9 complaints to NHTSA.
- Electrical system8
- Unknown or other3
- Engine2
- Fuel/propulsion system1
- Power train1
Insuring a 2024 Harley-Davidson Fltrx?
An independent broker compares several insurers for you and can explain what matters for this car. Find one who writes auto where you live.
Other 2024 Harley-Davidson models
Recalls, crash ratings and owner complaints are from the National Highway Traffic Safety Administration (NHTSA), last checked Oct 30, 2026. Complaints are owners’ reports and aren’t verified by NHTSA. This page is general information, not advice about a specific vehicle or policy.