Things to consider when insuring one
Motorcycles need their own policy
A car policy doesn’t cover a motorcycle. Look at medical coverage and gear coverage, and seasonal (lay-up) options if you store it for winter.
2 recalls
- NHTSA 25V375000 · Jun 6, 2025
suspension: rear: shock absorber
Harley-Davidson Motor Company (Harley-Davidson) is recalling certain 2018-2024 Softail motorcycles. The mounting tab on the rear shock pre-load adjuster may break, allowing the rear shock absorber adjuster to damage the rear tire, causing a loss of tire pressure.
- The risk
- A sudden loss of tire pressure increases the risk of a crash.
- The fix
- Dealers will install a new bracket, free of charge. Owner notification letters are expected to be mailed June 16, 2025. Owners may contact Harley-Davidson customer service at 1-800-258-2464. Harley-Davidson's number for this recall is 0188. Some of the vehicles included in this recall were previously repaired under recall 23V591, and will need to have the new remedy completed.
- NHTSA 23V591000 · Aug 22, 2023
suspension: rear: shock absorber
Harley-Davidson Motor Company (Harley-Davidson) is recalling certain 2018-2019 FLDE, 2018-2021 FLHC, 2018-2023 FLHCS, 2018 and 2023 FLHCS ANV, 2020-2023 FXLRS, 2022-2023 FXLRST, and 2022 FXRST Softail motorcycles. A fastener securing the rear shock absorber may break and allow the rear shock absorber adjuster to damage the rear tire, causing a loss of tire pressure.
- The risk
- A loss of tire pressure can lead to a loss of vehicle control, increasing the risk of a crash.
- The fix
- Dealers will replace the shock absorber fastener, free of charge. Owner notification letters were mailed September 8, 2023. Owners may contact Harley-Davidson customer service at 1-800-258-2464. Harley-Davidson's number for this recall is 0181.
What owners report
3 complaints to NHTSA.
- Suspension3
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Recalls, crash ratings and owner complaints are from the National Highway Traffic Safety Administration (NHTSA), last checked Oct 30, 2026. Complaints are owners’ reports and aren’t verified by NHTSA. This page is general information, not advice about a specific vehicle or policy.