Things to consider when insuring one
Motorcycles need their own policy
A car policy doesn’t cover a motorcycle. Look at medical coverage and gear coverage, and seasonal (lay-up) options if you store it for winter.
1 recall
- NHTSA 26V234000 · Apr 14, 2026
service brakes, hydraulic: foundation components: hoses, lines/piping, and fittings
Harley-Davidson Motor Company (Harley-Davidson) is recalling certain 2025-2026 FLHC, FXBB, FXLRS, and FXLRST Softail motorcycles. The rear brake line may contact the Body Control Module (BCM), resulting in a hole in the brake line, a brake fluid leak, and loss of the rear brakes.
- The risk
- Loss of the rear brakes increases the risk of a crash.
- The fix
- Harley-Davidson will replace the BCM caddy and associated hardware, free of charge. In addition, the rear brake line will be inspected and, if damaged, will be replaced along with associated parts, free of charge. Owner notification letters were mailed May 1, 2026. Owners may contact Harley-Davidson customer service at 1-800-258-2464. Vehicle Identification Numbers (VINs) involved in this recall became searchable on NHTSA.gov April 16, 2025.
What owners report
2 complaints to NHTSA, 1 involving a crash, 1 injury.
- Electrical system1
- Exterior lighting1
- Hydraulic1
- Service brakes1
Insuring a 2025 Harley-Davidson Flhc?
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Other 2025 Harley-Davidson models
Recalls, crash ratings and owner complaints are from the National Highway Traffic Safety Administration (NHTSA), last checked Oct 30, 2026. Complaints are owners’ reports and aren’t verified by NHTSA. This page is general information, not advice about a specific vehicle or policy.