Things to consider when insuring one
A recall says not to drive it until it's repaired
Before you buy or insure one, run its VIN through NHTSA’s recall lookup and ask for proof the repair was done. Recall repairs are free at a dealer.
5-star overall crash rating
NHTSA’s top crash rating. Crash protection affects injury claims, which make up a large share of what auto insurance pays out.
Driver-assist sensors come standard
They can help avoid crashes, but a windshield or bumper repair often needs the cameras and radar recalibrated, which costs more. Check what your comprehensive and collision deductibles would mean for a glass claim.
Most owner complaints are about the engine
59 of 81 complaints to NHTSA mention it. Worth a look in a pre-purchase inspection.
2 recalls
- Do not driveNHTSA 26V289000 · May 7, 2026
power train: transfer case (4-wheel drive)
General Motors, LLC (GM) is recalling certain 2026 Cadillac Escalade and Escalade ESV, Chevrolet Silverado 1500, Suburban, and Tahoe, and GMC Sierra 1500, Yukon, and Yukon XL vehicles with four-wheel (4WD) or all-wheel drive (AWD), and certain 2015-2020 Suburban, Escalade, Escalade ESV, Yukon, Yukon XL, and Tahoe vehicles. A component missing from the drivetrain transfer case may cause the front and/or rear wheels to lock up without warning to the driver.
- The risk
- Front or rear wheel lockup increases the risk of a crash.
- The fix
- Owners are advised not to drive their vehicle until the remedy is completed. Dealers will inspect and, if necessary, replace the transfer case assembly, free of charge. Owner notification letters were mailed May 18, 2026. Owners may contact GMC customer service at 1-800-462-8782, Chevrolet customer service at 1-800-222-1020 or Cadillac customer service at 1-800-333-4223. GM's number for this recall is N262557620. Vehicle Identification Numbers (VINs) involved in this recall became searchable on NHTSA.gov on May 7, 2026.
- NHTSA 26V114000 · Feb 26, 2026
equipment: other: owners/service/other manual
General Motors has decided that certain 2027 Chevrolet Bolt EV, 2025-2026 Cadillac OPTIQ, Chevrolet Colorado, Equinox EV, GMC Canyon, 2026 Buick Enclave, Envision, Cadillac CT5, Escalade, Escalade ESV, Escalade IQ, Escalade IQL, LYRIQ, VISTIQ, Chevrolet Blazer EV, Corvette Convertible, Corvette Coupe, Corvette Convertible E-Ray, Equinox, Silverado 1500, 2500, 3500, Silverado EV, Suburban 1500, Tahoe, Traverse, GMC Acadia, Hummer EV Pickup, Hummer EV SUV, Sierra 1500, 2500, 3500, Sierra EV, Terrain, Yukon, and Yukon XL vehicles. The radio may not have been set to the correct status to download the electronic owner's manual during production. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard number 208, “Occupant Protection.”
- The risk
- Without an owner's manual to consult, owners may not know how to safely use and operate the vehicle, increasing the risk of injury in a crash.
- The fix
- Dealers will reset the vehicle radio, which will facilitate automatic download of the electronic owner’s manual, free of charge. Owner notification letters were mailed April 16, 2026. Owners may contact GM customer service at 1-866-467-9700, Chevrolet customer service at 1-800-222-1020 or Cadillac customer service at 1-800-333-4223. The manufacturer's number for this recall is N252540430. Vehicle Identification Numbers (VINs) involved in this recall became searchable on NHTSA.gov on February 26, 2026.
Crash test ratings
2026 GMC SIERRA 1500 PU/CC N/A 4WD
- Overall
- Frontal
- Side
- Rollover
Rollover risk in a single-vehicle crash: 20%
2026 GMC SIERRA 1500 PU/CC N/A RWD
- Overall
- Frontal
- Side
- Rollover
Rollover risk in a single-vehicle crash: 19%
2026 GMC SIERRA 1500 PU/EC N/A 4WD
- Overall
- Frontal
- Side
- Rollover
Rollover risk in a single-vehicle crash: 19%
What owners report
81 complaints to NHTSA, 1 involving a crash.
- Engine59
- Power train19
- Electrical system13
- Fuel/propulsion system7
- Unknown or other5
- Service brakes2
- Vehicle speed control2
- Communication1
Insuring a 2026 GMC Sierra 1500?
An independent broker compares several insurers for you and can explain what matters for this car. Find one who writes auto where you live.
Other 2026 GMC models
Recalls, crash ratings and owner complaints are from the National Highway Traffic Safety Administration (NHTSA), last checked Oct 30, 2026. Complaints are owners’ reports and aren’t verified by NHTSA. This page is general information, not advice about a specific vehicle or policy.