Things to consider when insuring one
Motorcycles need their own policy
A car policy doesn’t cover a motorcycle. Look at medical coverage and gear coverage, and seasonal (lay-up) options if you store it for winter.
1 recall
- NHTSA 25V570000 · Sep 4, 2025
power train: axle assembly: axle shaft
Ducati North America (Ducati) is recalling certain 2020-2021 Panigale V4 SL, 2019-2024 Panigale V4 R, 2018-2024 Panigale V4 S, 2023-2025 Streetfighter, 2018-2024 Panigale V4, and 2020-2022 Streetfighter V4 motorcycles. The rear wheel axle could lose its structural integrity and break.
- The risk
- A rear wheel axle that breaks while riding can result in a loss of motorcycle control, increasing the risk of a crash or injury.
- The fix
- Dealers will replace the rear wheel axle, free of charge. Owner notification letters were mailed October 16, 2025. Owners may contact Ducati customer service at 1-888-391-5446. The manufacturer's number for this recall is SRV-RCL-25-002.
What owners report
2 complaints to NHTSA.
- Electrical system1
- Fuel/propulsion system1
Insuring a 2023 Ducati Panigale V4?
An independent broker compares several insurers for you and can explain what matters for this car. Find one who writes auto where you live.
Recalls, crash ratings and owner complaints are from the National Highway Traffic Safety Administration (NHTSA), last checked Oct 30, 2026. Complaints are owners’ reports and aren’t verified by NHTSA. This page is general information, not advice about a specific vehicle or policy.