Things to consider when insuring one
Motorcycles need their own policy
A car policy doesn’t cover a motorcycle. Look at medical coverage and gear coverage, and seasonal (lay-up) options if you store it for winter.
1 recall
- NHTSA 26V050000 · Jan 29, 2026
service brakes, hydraulic: foundation components: hoses, lines/piping, and fittings
Ducati North America (Ducati) is recalling certain 2025-2026 Streetfighter V4, Streetfighter V4 S, Panigale V4, and Panigale V4 S motorcycles. Excessive heat may damage the rear brake hose between the ABS control unit and brake caliper, resulting in a sudden loss of the rear brakes.
- The risk
- A sudden loss of rear brake function increases the risk of a crash or injury.
- The fix
- Dealers will replace the thermal shield, free of charge. Owner notification letters were mailed March 9, 2026. Owners may contact Ducati customer service at 1-888-391-5446. Ducati's number for this recall is SRV-RCL-26-001. Vehicle Identification Numbers (VINs) involved in this recall became searchable on NHTSA.gov on February 3, 2026. This recall expands and replaces previous NHTSA recall number 25V013. Vehicles repaired under the previous recall will need to have the new remedy completed.
What owners report
3 complaints to NHTSA.
- Service brakes4
- Hydraulic1
Insuring a 2025 Ducati Panigale V4 S?
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Other 2025 Ducati models
Recalls, crash ratings and owner complaints are from the National Highway Traffic Safety Administration (NHTSA), last checked Oct 30, 2026. Complaints are owners’ reports and aren’t verified by NHTSA. This page is general information, not advice about a specific vehicle or policy.