Things to consider when insuring one
5-star overall crash rating
NHTSA’s top crash rating. Crash protection affects injury claims, which make up a large share of what auto insurance pays out.
Driver-assist sensors come standard
They can help avoid crashes, but a windshield or bumper repair often needs the cameras and radar recalibrated, which costs more. Check what your comprehensive and collision deductibles would mean for a glass claim.
Most owner complaints are about the forward collision avoidance
21 of 78 complaints to NHTSA mention it. Worth a look in a pre-purchase inspection.
1 recall
- NHTSA 26V114000 · Feb 26, 2026
equipment: other: owners/service/other manual
General Motors has decided that certain 2027 Chevrolet Bolt EV, 2025-2026 Cadillac OPTIQ, Chevrolet Colorado, Equinox EV, GMC Canyon, 2026 Buick Enclave, Envision, Cadillac CT5, Escalade, Escalade ESV, Escalade IQ, Escalade IQL, LYRIQ, VISTIQ, Chevrolet Blazer EV, Corvette Convertible, Corvette Coupe, Corvette Convertible E-Ray, Equinox, Silverado 1500, 2500, 3500, Silverado EV, Suburban 1500, Tahoe, Traverse, GMC Acadia, Hummer EV Pickup, Hummer EV SUV, Sierra 1500, 2500, 3500, Sierra EV, Terrain, Yukon, and Yukon XL vehicles. The radio may not have been set to the correct status to download the electronic owner's manual during production. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard number 208, “Occupant Protection.”
- The risk
- Without an owner's manual to consult, owners may not know how to safely use and operate the vehicle, increasing the risk of injury in a crash.
- The fix
- Dealers will reset the vehicle radio, which will facilitate automatic download of the electronic owner’s manual, free of charge. Owner notification letters were mailed April 16, 2026. Owners may contact GM customer service at 1-866-467-9700, Chevrolet customer service at 1-800-222-1020 or Cadillac customer service at 1-800-333-4223. The manufacturer's number for this recall is N252540430. Vehicle Identification Numbers (VINs) involved in this recall became searchable on NHTSA.gov on February 26, 2026.
Crash test ratings
2026 CHEVROLET EQUINOX SUV N/A AWD
- Overall
- Frontal
- Side
- Rollover
Rollover risk in a single-vehicle crash: 17%
2026 CHEVROLET EQUINOX SUV N/A FWD
- Overall
- Frontal
- Side
- Rollover
Rollover risk in a single-vehicle crash: 19%
2026 CHEVROLET EQUINOX EV SUV BEV AWD
- Overall
- Frontal
- Side
- Rollover
Rollover risk in a single-vehicle crash: 10%
What owners report
78 complaints to NHTSA, 5 involving a crash, 1 a fire, 5 injuries.
- Forward collision avoidance21
- Service brakes20
- Power train17
- Unknown or other15
- Electrical system14
- Lane departure8
- Engine7
- Fuel/propulsion system5
Insuring a 2026 Chevrolet Equinox?
An independent broker compares several insurers for you and can explain what matters for this car. Find one who writes auto where you live.
Other 2026 Chevrolet models
Recalls, crash ratings and owner complaints are from the National Highway Traffic Safety Administration (NHTSA), last checked Oct 30, 2026. Complaints are owners’ reports and aren’t verified by NHTSA. This page is general information, not advice about a specific vehicle or policy.