Let Underwrite handle your insurance - even in a tough market.
You've seen the risk for 461 2nd St. Create a free account and we'll turn it into action: track this home's exposure over time, see what coverage should actually cost, and get matched with a vetted local broker who can place it - not another non-renewal letter. We'll link this address to your account so your dashboard is ready the moment you sign in.
- Coverage that sticks
- Vetted local brokers
- 30 seconds, free
Free account · No spam · Cancel anytime
Insurability Score by Underwrite.com
This home looks broadly insurable in the standard market. Key factors: earthquake risk: high and built 1907 (~119 yrs).
- Strong fire protection (PPC 1)
- Outside the high-risk flood area (zone X)
- Earthquake risk: High
- Built 1907 (~119 yrs)
- Pre-1950 home with no electrical-update permit on record — knob-and-tube wiring likely; verify
This Insurability Score is an estimate of insurance availability based on available property and regional data. It is not a guarantee of coverage, pricing, or eligibility. Final eligibility depends on carrier appetite, underwriting review, inspection, and claims history.
How is this calculated?Five perils. One clear picture.
We combine satellite imagery, physics-based modeling, and multi-vendor risk data to give you a complete view of your property's exposure - not just a single score from one provider.
Spread modeling, fuel conditions, defensible space
FEMA zones, elevation, historical inundation
Coastal exposure, hurricane paths, roof vulnerability
Fault proximity, soil liquefaction, structural risk
Slope analysis, soil type, precipitation triggers
Risk ratings are an indicator, not a substitute for a professional inspection or insurance quote.
Is this your home?
Claim 461 2nd St, San Francisco, CA 94107, USA to keep a record of it — we'll tell you when something changes that affects your insurance, and remind you before your policy renews.
Connect with a local broker
Find verified insurance brokers who place coverage in CA.
Browse brokersCheck another address
See the risk profile for any home before you buy or insure it.
New search