2507 E US Highway 136
Insurability
How is this calculated?Easy to insure
This home looks broadly insurable in the standard market. Key factors: wind/hail risk: very high and no roofing permit on record for an older home — roof age unknown; likely aged, verify.
- Wind / hail
- Very high
- Flood, wildfire, earthquake, landslide
- Low
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Five perils at this address
Risk ratings are an indicator, not an inspection or quote.
- Wind / hailVery high
Coastal exposure, storm paths, roof vulnerability
- FloodLow
FEMA zones, elevation, historical inundation
- WildfireLow
Spread modeling, fuel, defensible space
- EarthquakeLow
Fault proximity, soils, liquefaction
- LandslideLow
Slope, soil type, precipitation triggers
What carriers will see
Working in its favor
- Outside the high-risk flood area (zone X)
- Durable metal other than standing seam roof
Factors to plan for
- Wind/hail risk: Very High
- No roofing permit on record for an older home — roof age unknown; likely aged, verify
This Insurability Score is an estimate of insurance availability based on available property and regional data. It is not a guarantee of coverage, pricing, or eligibility. Final eligibility depends on carrier appetite, underwriting review, inspection, and claims history.
Property record
- Year built
- 1984
- Public records
- Construction
- wood
- Public records
- Flood zone
- X
- FEMA
- Roof
- metal
- Public records
- Living area
- 1,104 sq ft
- Public records
- Rebuild cost
- $293,000
- Underwrite estimate
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The insurability read is an estimate of insurance availability from available property and regional data, not a guarantee of coverage, pricing or eligibility.