2306 NE Everett St
Insurability
How is this calculated?Easy to insure
This home looks broadly insurable in the standard market. Key factors: earthquake risk: high and built 1904 (~122 yrs).
- Earthquake
- High
- Wind / hail, flood, wildfire, landslide
- Low
Free · won't change any coverage
Five perils at this address
Risk ratings are an indicator, not an inspection or quote.
- Wind / hailLow
Coastal exposure, storm paths, roof vulnerability
- FloodLow
FEMA zones, elevation, historical inundation
- WildfireLow
Spread modeling, fuel, defensible space (regional estimate)
- EarthquakeHigh
Fault proximity, soils, liquefaction
- LandslideLow
Slope, soil type, precipitation triggers
What carriers will see
Working in its favor
- Electrical updated (permit 2022)
- Outside the high-risk flood area (zone X)
Factors to plan for
- Earthquake risk: High
- Built 1904 (~122 yrs)
- No roofing permit on record for an older home — roof age unknown; likely aged, verify
This Insurability Score is an estimate of insurance availability based on available property and regional data. It is not a guarantee of coverage, pricing, or eligibility. Final eligibility depends on carrier appetite, underwriting review, inspection, and claims history.
Property record
- Year built
- 1904
- Public records
- Construction
- —
- Flood zone
- X
- FEMA
- Roof
- composition_shingle
- Public records
- Living area
- 2,526 sq ft
- Public records
- Rebuild cost
- $962,000
- Underwrite estimate
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The insurability read is an estimate of insurance availability from available property and regional data, not a guarantee of coverage, pricing or eligibility.