22981 Saddle Peak Rd
Insurability
How is this calculated?Working out this home's insurability…
- Wildfire
- Very high
- Flood
- High
- Earthquake
- High
- Landslide
- Moderate
- Wind / hail
- Low
Free · won't change any coverage
Five perils at this address
Risk ratings are an indicator, not an inspection or quote.
- Wind / hailLow
Coastal exposure, storm paths, roof vulnerability
- FloodHigh
FEMA zones, elevation, historical inundation
- WildfireVery high
Spread modeling, fuel, defensible space
- EarthquakeHigh
Fault proximity, soils, liquefaction
- LandslideModerate
Slope, soil type, precipitation triggers
Flood zone D, but flood risk is high. The home sits outside FEMA's high-risk area, yet modeled flood risk is elevated. Flood isn't covered by standard home policies, so it's worth asking about.
Property record
- Year built
- —
- Construction
- —
- Flood zone
- D
- FEMA
- Roof
- —
- Living area
- —
- Rebuild cost
- —
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The insurability read is an estimate of insurance availability from available property and regional data, not a guarantee of coverage, pricing or eligibility.