Stand home insurance

Coverage, claims & states served

Stand Insurance protects high‑value homes in wildfire‑prone California and hurricane‑exposed Florida by combining physics‑based risk modeling with AI. The company simulates wildfires and storms to assess true property risk, then advises homeowners on defensible‑space and storm‑hardening measures that improve resilience and qualify them for better rates. After fortifying the home, Stand offers fast, customized homeowners policies (HO‑5 in California, HO‑3 in Florida) through A‑rated carriers, providing coverage levels up to $15 million. Ongoing monitoring, proactive risk mitigation, and dedicated claims support ensure long‑term protection, while a broker portal streamlines appointments and underwriting for agents. Stand Insurance delivers science‑driven, premium‑grade insurance solutions for discerning homeowners.