- Market
- Admitted & surplus lines
File a claim with Stand
We don't have a verified claims contact for Stand yet. Your declarations page usually prints the claims number, or check the carrier's website.
Need help with an open claim? Track it and get a step-by-step checklist.About Stand
Stand Insurance protects high‑value homes in wildfire‑prone California and hurricane‑exposed Florida by combining physics‑based risk modeling with AI. The company simulates wildfires and storms to assess true property risk, then advises homeowners on defensible‑space and storm‑hardening measures that improve resilience and qualify them for better rates. After fortifying the home, Stand offers fast, customized homeowners policies (HO‑5 in California, HO‑3 in Florida) through A‑rated carriers, providing coverage levels up to $15 million. Ongoing monitoring, proactive risk mitigation, and dedicated claims support ensure long‑term protection, while a broker portal streamlines appointments and underwriting for agents. Stand Insurance delivers science‑driven, premium‑grade insurance solutions for discerning homeowners.
Worth checking on any home policy
Percentage deductibles
Wind or hail deductibles can be a percentage of your dwelling limit.
Flood
Standard home policies usually exclude it; it's a separate policy.
Dwelling limit vs. rebuild cost
Limits set years ago may not cover today's construction costs.
Underwrite is not affiliated with Stand. Carrier information may be incomplete or out of date - confirm details with the carrier.