California FAIR Plan

Home insurance · State-backed plan of last resort

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State-backed plan of last resort

File a claim with California FAIR Plan

Need help with an open claim? Track it and get a step-by-step checklist.

About California FAIR Plan

California FAIR Plan writes home insurance.

Worth checking on any home policy

  • Percentage deductibles

    Wind or hail deductibles can be a percentage of your dwelling limit.

  • Flood

    Standard home policies usually exclude it; it's a separate policy.

  • Dwelling limit vs. rebuild cost

    Limits set years ago may not cover today's construction costs.

Underwrite is not affiliated with California FAIR Plan. Carrier information may be incomplete or out of date - confirm details with the carrier.