Wildfire Crisis
California faces an unprecedented wildfire insurance crisis. Major carriers have pulled out of high-risk areas, pushing homeowners to the FAIR Plan. Mitigation efforts can restore coverage options.
FAIR Plan
The California FAIR Plan provides fire coverage as the insurer of last resort. Coverage maxes at $3M dwelling. A DIC (Difference in Conditions) policy fills the gaps for comprehensive protection.
Earthquake
Standard homeowners policies exclude earthquake. The California Earthquake Authority (CEA) offers policies through participating carriers with deductibles from 5% to 25% of dwelling value.
Browse Regions
Alameda County
(4)
Butte County
(1)Contra Costa County
(3)Fresno County
(1)Los Angeles County
(4)Marin County
(6)
Monterey County
(1)
Nevada County
(1)
Orange County
(5)
Other County
(1)Placer County
(1)Riverside County
(2)Sacramento County
(1)San Diego County
(1)San Francisco County
(1)San Mateo County
(8)Atherton
$2.0M
$—/yr
ModerateQuake: High
Hillsborough
$2.0M
$—/yr
ModerateQuake: High
Pacifica
$1.2M
$—/yr
ModerateQuake: High
Portola Valley
$1.5M
$—/yr
ModerateQuake: High
Redwood City
$1.5M
$—/yr
ModerateQuake: High
San Mateo
$1.6M
$—/yr
ModerateQuake: High
South San Francisco
$1.2M
$—/yr
ModerateQuake: High
Woodside
$2.0M
$—/yr
ModerateQuake: High
Santa Barbara County
(2)Santa Clara County
(1)Santa Cruz County
(1)Sonoma County
(3)Sutter County
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